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![Cover for Edward L Melnick · Creating Value in Financial Services: Strategies, Operations and Technologies (Paperback Book) [Softcover reprint of the original 1st ed. 2000 edition] (2012)](https://imusic.b-cdn.net/images/item/original/819/9781461370819.jpg?edward-l-melnick-2012-creating-value-in-financial-services-strategies-operations-and-technologies-paperback-book&class=scaled&v=1582687598)
![Cover for Edward L Melnick · Creating Value in Financial Services: Strategies, Operations and Technologies (Hardcover Book) [2000 edition] (1999)](https://imusic.b-cdn.net/images/item/original/721/9780792385721.jpg?edward-l-melnick-1999-creating-value-in-financial-services-strategies-operations-and-technologies-hardcover-book&class=scaled&v=1583538970)