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![Cover for Vincenzo Formisano · Non-Knowledge Risk and Bank-Company Management: The Role of Intangibles in Rating Models - Palgrave Macmillan Studies in Banking and Financial Institutions (Hardcover Book) [1st ed. 2016 edition] (2015)](https://imusic.b-cdn.net/images/item/original/123/9781137497123.jpg?vincenzo-formisano-2015-non-knowledge-risk-and-bank-company-management-the-role-of-intangibles-in-rating-models-palgrave-macmillan-studies-in-banking-and-financial-institutions-hardcover-book&class=scaled&v=1587388725)